This is the dreaded topic no one likes to discuss, but I promise this won’t hurt. We won’t be administering any shots or pulling teeth. Before we continue though, let’s do a quick recap. Previously, we talked about the importance of surrounding yourself with people who have what you want. This is important because you can’t spend your time with people who bring you down when you want to go higher.

While I’m not urging you to drop your friends, you should give some consideration to the environment around you. Most of us rend to associate with people whose salaries are similar to our own. Think about how the people you know deal with money ? are they enjoying financial freedom, or do they instead spend their time worrying about money and are always broke?